How to Pick a Quality Health Insurance Agent for Your Medicare Plan.
Why choosing the right local Agent matters.
Medicare is complicated and ever changing. Not only do health plans change county by county and year by year but so do your health needs. Picking a quality Agent is essential to getting the right guidance and support you need to get the best results possible out of the Medicare system. Quality Agents simplify complex choices, guide you to the coverage that best fits your unique needs, and provide ongoing support long after you've enrolled. Based on academic research and professional experience we have created this simple questionnaire to help you find a local professional who represents you and has your best interests at heart.
5 Questions to Help You Choose a Quality Health Insurance Agent
1) Are they locally based?
Why it matters: Local Agents have unique local knowledge. They reflect the communities they serve and are accountable to the members of the community. They can help conduct a needs analysis and get you the best benefit package available based on both your needs and your preferences.
2) Do they engage with your community?
Why it matters: Look for Agents who actively educate and market in your community through “grass roots” marketing and “Medicare 101” presentations. Great Agents are great educators. With fraud more prevalent than ever, it’s important to work with known entities whose reputations precede them.
3) Do they have the experience to guide you?
Why it matters: Agents with a track record of success in helping Medicare beneficiaries understand the complexities of the plans, are better equipped to offer advice that fits your personal health situation. They have exposure and knowledge of a variety of plans from multiple carriers and know from experience which doctors are keeping patients happy and treating them well.
4) Will they support you after you enroll?
Why it matters: Quality Agents learn a lot about you during the enrollment process and they will use that knowledge to support and guide you after enrollment. They will take your call directly, and even stay on the phone line with you when calling the insurance carrier to help you voice your questions. They also help you with grievances and appeals if you feel providers and health plans are not meeting your needs.
5) Do they have a reliable support team?
Why it matters: A great Agent has a strong support team or organization behind them that can step in when needed. This ensures you're never left alone if your Agent needs additional resources to assist with your Medicare needs. Beneficiary and Agent Support Organizations fill the gap between the carrier and the Agent to make sure you get the best care team possible.
Connect with a Quality Health Insurance Agent today!
We hope this questionnaire is helpful. If you would like additional assistance, please fill out this short form, and we’ll connect you with an experienced, local Agent who can help review your current coverage and make sure you have the best available plan for your needs.
Remember, if you don’t know who your Agent is, it may be time to get a new Agent.
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