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Your health, Your Choice, Your Advocate
At Innovative Investors and Insurance, we strive to meet your Medicare needs as well as pre and post retirement goals, life insurance, and long term care. We are completely independent and not tied to any parent company so that we can virtually beat out any competition by being able to work with almost any investment company or insurance carrier.
Our experienced independent Medicare Advisors put your Insurance needs first. We are proud to provide a high quality level of customer service. Our goal is to find the Medicare plan that fits your needs. We are contracted with most of the Pennsylvania, Florida, Ohio, South Carolina, and Maryland insurance carriers, and provide both Medicare Supplement and Medicare Advantage plans in your area. Our service is NO COST to you as the Insurance carriers pay us to help you.
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Our investment branch works with individuals of all ages, particularly people who want to plan for retirement early, people approaching retirement, and people who need to provide an income they cannot outlive after retiring. If you want to gain nice returns when the market is up and lose NOTHING when the market is down in the same account, reach out to our office at 412-254-4417.
In our insurance department, our services include, but are not limited to, term conversions, guaranteed permanent life, and long term care riders that are extremely affordable to any individual. Get your quote today.
All in all, Innovative Investors and Insurance is dedicated to providing you with the most personal and persevering service that any one company can provide. Here, you aren't just another number. You are part of our family. ARE YOU IN?

Chris Mackuliak
To speak to a licensed insurance agent:
Direct • (786) 693-0600
Office • (412) 254-4417
Email • chris@innovative-investors.com
Licensed Health Insurance Agent
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We are here to help you choose and enroll in Medicare Supplement plans, Advantage Plans, and Prescription Drug Plans. We are here to answer your questions, work with you to consider your options, and help you find a plan that fits your needs.
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*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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This is an advertisement. By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare. We do not offer every plan available in your area. Currently we represent 66 organizations which offer 5,288 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.
Advocate Health Advisors represents Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period, or you are in your Medicare Initial Election Period. Not all plans offer all the benefits mentioned. Benefits may vary by carrier and location. Limitations and exclusions may apply.
By providing details to Advocate Health Advisors, I expressly consent to receive emails and phone calls via automatic telephone dialing system or by artificial/pre-recorded message, or by text message, from licensed sales agents of Advocate Health Advisors or any partner companies at the telephone number above, including my wireless number if provided, message and data rates may apply. I understand that my consent to receive communications in this way is not required as a condition of purchasing any goods or services. If you are Medicare-eligible, a licensed sales agent will contact you about Medicare supplement plans by phone or email. Submitting this form does NOT affect your current Medicare Part A and Part B enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, Medicare Supplement Plan, or other Medicare plan.